Hard Money & DSCR Lending
Leverage Capital.
Scale Your Portfolio.
Fast, flexible funding for fix & flip, BRRRR, and rental investors. Close deals in days — not months.
No Tax Returns
14-Day Avg Close
Up to 90% LTV
$50M+
Funded
14 Days
Avg Close
78%
Repeat Rate
Interactive Deal Calculator
Est. Rate
10.49%
Starting · Subject to UW
Max Loan
$210K
Up to 70% ARV
No credit pull · No obligation · 60 sec
Loan Products
Built for Real Investors
Three loan types designed to match every stage of your strategy.
🔨
Fix & Flip
Fast capital to acquire and renovate. Close quickly, profit, repeat.
- Loan Amount$100K – $5M
- Max LTC95%
- Rehab Funding100%
- Max ARV75%
- Term12 or 24 Months
- Close Time14-Day Avg
♻️
BRRRR
We fund the bridge or fix-flip phase, then help with the DSCR rental exit.
- Loan Amount$100K – $5M
- Max LTC95%
- Rehab Funding100%
- Stabilized ARV75%
- Term12 or 24 Months
- Refi PathDSCR Exit Support
🏘️
DSCR Rental
Qualify on rental income — not your tax returns.
- Loan Amount$75K – $5M
- Max LTV80%
- Min DSCR0.80 (1.0+ best pricing)
- Min Credit660
- Term30-Yr Fixed Avail.
- Income DocsNot Required
How It Works
Application to
Closing in Days
We've cut the friction so you can focus on deals, not paperwork.
01
Submit Your Deal
Short online form, under 5 minutes. No tax returns. No W2s.
02
Get Pre-Approved
Term sheet in 24 hours. In-house decisions — no committees.
03
Appraisal & Review
We order the appraisal and review title. Clears in 3–5 business days.
04
Fund & Close
Sign docs, receive your wire. Go execute and build equity.
Why InvestaLend
We Think
Like Investors.
We're not a bank. We're operators who lend.
⚡
Speed is a Strategy
Average closing time is around 14 days. Faster closings are possible when the file is clean, docs are complete, and everything moves without delays.
🎯
Asset-Based Underwriting
We lend on the deal, not your W2. Self-employed, multiple LLCs — no problem.
📈
Built to Scale With You
Volume discounts and portfolio programs for repeat borrowers.
🤝
Direct Lender. No Middleman.
In-house decisions. No broker fees, no surprises at closing.
Avg Close Time
14 Days
⚡ Fast
Max LTV
90%
💪 High
Funded to Date
$50M+
📈 Growing
Repeat Borrowers
78%
🤝 Trusted
Investor Stories
Real Results from
Real Investors
★★★★★
"Closed my Detroit flip in 6 days. The team understands the market — no back and forth on ARV. I'm on my 4th loan."
DM
Darnell M.
Fix & Flip · Detroit, MI
★★★★★
"The built-in refi path to DSCR saved me months of shopping. Added 3 doors in one quarter using the BRRRR program."
SK
Sarah K.
BRRRR · Tampa, FL
★★★★★
"Self-employed, no W2 — banks wouldn't touch me. DSCR loan closed in 12 days. Portfolio at 9 units and growing."
RJ
Ray J.
DSCR Landlord · Grand Rapids, MI
Ready to Fund Your Next Deal?
Get a rate estimate in 60 seconds. No credit pull. No obligation.