Loan Process

Application to
Funded in Days

Simple, transparent, and fast — so you always know exactly where your deal stands.

Application & Disclosures
1–2 days
Processing & Appraisal
6–10 days
Underwriting & Close
4–6 days
ProgressStep 1 of 10
01
Submit Loan Application
Application Received
Complete the loan application and authorize InvestaLend to submit your deal to our lending partners.
02
Review Borrower Disclosures
Disclosures Completed
You'll receive an email to access the Borrower Center where you'll review disclosures and confirm your loan details.
03
Loan Processing Begins
Moved to Processing
The lender begins reviewing the deal and collecting supporting documentation.
04
Order Property Appraisal
Appraisal Ordered
Once initially approved, you'll receive a link to order the appraisal — typically within 1–2 days of submission.
5–8 days from order to completed report
05
Underwriting Review
Moved to Underwriting
While the appraisal is being completed, the lender reviews your file and supporting documentation in parallel.
06
Conditional Loan Approval
Conditionally Approved
Once underwriting and the appraisal both complete, the loan receives conditional approval.
07
Loan Documents Prepared
Preparing Docs
The lender prepares the final loan documents required for closing.
08
Sign Loan Documents
Loan Docs Out
You'll receive the final loan documents for signature through the closing process.
09
Title Company Coordination
Clear to Close
The title company completes final checks and prepares the transaction for closing.
10
Loan Funding
🎉 Loan Funded
Once closing is completed, the lender wires the funds and your loan is officially funded. Time to execute.
Funds wired to closing
📋
Documents You'll Need
Have these ready to move fast
  • LLC formation documents
  • Driver's license / ID
  • Bank statements (liquidity)
  • Lease agreement (if rented)
  • Rehab scope / summary
  • Homeowners insurance
Estimated Timeline
Application & Disclosures1–2 days
Processing & Appraisal Order1–2 days
Appraisal Process5–8 days
Underwriting Review2–4 days
Closing Preparation2–3 days
Total Estimated Time10–18 days

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