Hard Money & DSCR Lending
Leverage Capital.
Scale Your Portfolio.
Fast, flexible funding for fix & flip, BRRRR, and rental investors. Close deals in days — not months.
No Tax Returns
14–21 Day Avg Close
Up to 90% LTV
$50M+
Funded
14–21 Days
Avg Close
78%
Repeat Rate
Interactive Deal Calculator
Est. Rate
10.49%
Starting · Subject to UW
Max Loan
$210K
Up to 70% ARV
No credit pull · No obligation · 60 sec
We also support the BRRRR method — we fund the front-end fix & flip or bridge loan and help you close out with a DSCR rental loan.
Loan Products
Built for Real Investors
Three loan types designed to match every stage of your strategy.
🔨
Fix & Flip
Fast capital to acquire and renovate. Close quickly, profit, repeat.
- Loan Amount$75K – $5M+
- Max LTV90%
- Rehab Funding100%
- Max ARV75%
- Term12 or 24 Months
- Close Time14–21 Day Avg
🏗️
New Construction
Ground-up builds and mid-construction deals. We fund to completion with flexible interest reserves.
- Loan Amount$75K – $5M+
- Max LTC85%
- Interest ReserveFull-term available
- Non-Drawn FundsNo interest charged
- Mid-ConstructionPurchases & Refis OK
- Close Time14–21 Day Avg
🏘️
DSCR Rental
Qualify on rental income — not your tax returns. Single assets and portfolios up to 10 properties.
- Loan Amount$75K – $5M+
- Max LTV80%
- Min DSCR0.80 (1.0+ best pricing)
- Min Credit660
- PortfolioUp to 10 Properties
- Income DocsNot Required
How It Works
Application to
Closing in Days
We've cut the friction so you can focus on deals, not paperwork.
01
Submit Your Deal
Short online form, under 5 minutes. No tax returns. No W2s.
02
Get Pre-Approved
Term sheet in 24 hours. In-house decisions — no committees.
03
Appraisal & Review
We order the appraisal and review title. Clears in 3–5 business days.
04
Fund & Close
Sign docs, receive your wire. Go execute and build equity.
Why InvestaLend
We Think
Like Investors.
We're not a bank. We're operators who lend.
⚡
Exceptional Capital Backing
Extremely well capitalized — we move fast on approvals, fund reliably without delays, and support larger or more complex deals across all market cycles.
🎯
Wide Credit Box
First-time investors and foreign nationals welcome. We specialize in deals others pass on. If the deal makes sense, we find a way to get it done.
🏠
100% In-House Process
Underwriting, processing, draws, closing, and servicing — all handled internally. No outsourcing means faster turns, better communication, and zero surprises.
💪
Market-Leading Flexibility
No seasoning on cash-out refis. Vacant properties always OK. Cash-out on actively listed properties — no delisting required. DSCR as low as 0.80.
📈
Built for Real Investors
Up to 90% LTV on purchases, 100% rehab financing, $75K–$5M+ loan range. Light docs, fast decisions, investor-first guidelines.
Avg Close Time
14–21 Days
⚡ Fast
Max LTV
90%
💪 High
Funded to Date
$50M+
📈 Growing
Repeat Borrowers
78%
🤝 Trusted
Investor Stories
Real Results from
Real Investors
★★★★★
"Closed my Detroit flip in 6 days. The team understands the market — no back and forth on ARV. I'm on my 4th loan."
DM
Darnell M.
Fix & Flip · Detroit, MI
★★★★★
"The built-in refi path to DSCR saved me months of shopping. Added 3 doors in one quarter using the fix & flip to rental strategy."
SK
Sarah K.
Fix & Flip → DSCR · Tampa, FL
★★★★★
"Self-employed, no W2 — banks wouldn't touch me. DSCR loan closed in 12 days. Portfolio at 9 units and growing."
RJ
Ray J.
DSCR Landlord · Grand Rapids, MI
Ready to Fund Your Next Deal?
Get a rate estimate in 60 seconds. No credit pull. No obligation.